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Creating a Clearer Money Mindset in a Crisis (COVID-19)

Creating a Clearer Money Mindset in a Crisis (COVID-19) It’s crunch time. We’re in a crisis, and many of us feel overwhelmed by the enormity of the situation. We’re worried about our health, our jobs, our families, and our money. The impact of a loss or reduction in...

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Financial pitfalls to Avoid in a Crisis (COVID-19)

Financial Pitfalls to Avoid in a Crisis In a crisis like the Covid-19 pandemic, most of us have two urgent priorities: protecting our health, and protecting our money. Budgeting is really important in a crisis, but when we’re scrambling to adjust to new circumstances,...

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Meal Planning in a Crisis (COVID-19)

How do you get started with Meal Planning? Meal planning your way through this current environment will take a lot of stress out of the situation. Knowing also that you at least have your favourites and staples all sorted with a few alternatives to spice it up will...

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Tips for Working From Home

Working From Home Tips COVID-19 has certainly changed how many businesses are operating. Hearing of countless employees now finding themselves either working from home permantently or on rotating rosters between home and the office. This is a new experience for a lot...

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Video Meeting Tips and Social Distancing

Video Meeting Tips Thanks to our community’s important commitment to social distancing, face-to-face meetings are temporarily out of the question. Thankfully, technology means we can still meet, but if you’re not used to setting up or attending video conference...

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Oh no! I stopped working toward my goals

We’ve all been there. At some point, each of us has had the best of intentions but, for one reason or another, we’ve come to a grinding halt. Let’s explore why this might be, and what we can do about it. After all, if your goal really is important to you then it’s...

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Decision Time!

Decision Time! I have no doubt that ALL of us in Australia have found ourselves reflecting a little more deeply this Christmas and New Year than we may have in previous ‘festive’ periods. The devastating fires still burning across our country have affected us all in...

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Time for a budget check up – Rule 50/20/30

How is your budget working for you? Great? Not bad? Not sure? It’s always good to find new ways to improve your budget. One simple, useful tool I’ve discovered is Rule 50/20/30. Developed by Harvard bankruptcy expert Elizabeth Warren and her daughter,...

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The power of transformative habits

We all know that forming new habits is a crucial part of making any positive change. Developing powerful new habits can have a transformative effect on your finances, your peace of mind and your enjoyment of life, to your financial wellbeing. But when we’re...

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Increasing Financial Happiness

We are all striving to increase our financial happiness because in turn this increases our life happiness. You can instantly start increasing your financial and life happiness! We all can! Imagine that! And you can do it without it costing a cent! Taking a leaf or two...

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All Tax Deductible Debt is “Good Debt”

Not all tax deductible debt is “good debt”. It is easy to follow commonly used statements without questioning them. Just like habits some are worth following and some are detrimental to our financial health and well being. A tax-deductible debt means that...

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Paying Interest On Your Credit Card

“Doesn’t everyone pay interest on their credit card?” It may well be that a lot of people might be paying interest on their credit cards. It definitely isn’t everyone though, and the real question is are you happy just doing what almost everyone else...

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Credit Card Interest Cost

Is it really ok to pay credit card interest, even it the banks says it’s cheap? It isn’t but ultimately it is your choice. After all it is your future and what you spend your money on is your responsibility. Are you happy to give your money to the bank or...

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Cheap Credit Card Interest is ok

Really? I have had many a client say to me that their credit card company told them they had a cheap credit card, and because the interest rate is low they couldn’t afford not to have it. The banks should know, shouldn’t they? After all they are the pillars of our...

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Financial Courage

You will be amazed at what you can achieve when you increase your financial fitness. Starting on this journey though can take a lot of courage. Many find themselves stopping and starting for a while. However, this year you have decided that to achieve your big time...